Insurance
Insurance is one of the key issues to be considered when a student is involved in off campus activities while a student at the University of Melbourne.
The Insurance Office of the is responsible for all matters related to insurance at the University of Melbourne http://www.unimelb.edu.au/insurance/
The office has the responsibility to protect the University from financial loss as a result of:
- Injuries to University staff, students and third parties
- Physical loss of, or damage to, assets and activities
This is achieved through the provision of advice and establishment of insurance, self insurance and risk management practices.
University of Melbourne students are automatically protected by the University's insurance program whilst they are engaged in their UoM course related and a range of other skill/knowledge based activities. IT IS VITAL THAT YOU CONFIRM THAT ANY STUDENT UNDERTAKING AN OFF CAMPUS ACTIVITY IS ENROLLED IN THE APPROPRIATE COURSE OR SUBJECT. STUDENTS WILL NOT BE COVERED BY THE UNIVRSITY’S INSURANCE IF THEY ARE NOT CORRECTLY ENROLLED. Staff should consult with their relevant Student Centre in the first instance. Student Advisers will be able to clarify details relating to individual student enrolments.
The principal classes of insurance are:
- Travel Insurance is available to students travelling on university business both locally and overseas.
- Personal Accident Insurance All students currently enrolled at the University are protected by Student ‘Personal Accident’ Insurance covering most injuries received, only whilst undertaking, and travelling to and from their approved University-related activities
- Public Liability & Professional Indemnity
Work Experience/Off Campus Electives - both local and overseas
Please note that students can only be covered by the University’s insurance policies if their Work Experience / Field / Outside Placement activity is undertaken with the knowledge and consent of the University.
The following link refers to Insurance cover that is arranged to protect students of the University of Melbourne whilst on Unpaid Work experience/ Medical Electives/ Field Placements/ Voluntary Work.
This link outlines information (also detailed below) regarding University cover for work experience and off campus electives.
Students are covered by the University's Personal Accident, Public Liability and Professional Indemnity insurance policies whilst they are participating in, and traveling directly to, or from, relevant and authorised Work Experience / Field /Outside Placements, provided that their“activity” complies with the conditions stated in Paragraphs 4.2, 4.3 and 4.4 listed below.
This cover is provided on the basis that their particular “activity” is:
- appropriately recorded and approved by the student's University course coordinator or the coordinator of the approved activity within their respective Faculty / School / Department, and that the “activity” constitutes
- a compulsory component of their University course or
- a program organised by “Careers & Employment” and/ or
- the “Leadership, Involvement and Volunteer Experience Unit”, including
- the Student Work Placements, “Career Mentor Connection” (CMC), or
- the “UoM Community Volunteer Program” (CVP) or
- the “Student Ambassador Leadership Program” (SALP) Students.
Knowledge Transfer Grants
Knowledge Transfer recognises the two-way flow and uptake of ideas between the University of Melbourne and the broader community.
The University of Melbourne’s Knowledge Transfer imperative is designed to build stronger relationships and partnerships with the community and is underpinned by three principles.
They are:
• That they generate intellectual capital in ways that mutually benefit the University and the external partners with which it engages.
• They are linked within the University’s teaching and research activities.
• That Knowledge Transfer activities are characterised by their responsiveness and relevance to international, social, economic,
environmental and cultural issues.
In 2008, the University made available funds to promote excellence in knowledge transfer through the establishment of the Knowledge Transfer Awards. The Awards were designed to recognise the role of knowledge transfer within the University’s strategic vision, and to reward initiatives that achieve the goal of a two-way relationship and uptake of ideas between the University and the broader community. Awards were available to both staff and students of the University.
For 2008, 26 Dreamlarge Student Knowledge Transfer grants were awarded to students from a variety of faculties. A number of these were in support of projects to be completed overseas.
All University of Melbourne students participating in this University of Melbourne administered program are covered by the University’s Insurance Program.
Specific details can be found at: http://www.unimelb.edu.au/insurance/students/.
For example:
The University of Melbourne’s Personal Accident Policy provides Non-Medicare Medical Expenses and Ancillary Benefits (eg: physiotherapy), similar to private health insurance.
Public Liability Insurance ~ covers the University and the student – in the event that they are held to be legally liable for causing an injury to another person in connection with this University of Melbourne program.
It is not known as yet whether the Student Knowledge Transfer Grants Scheme will be available in 2009.